Subscription calculator
Tick what you’d actually cancel.
Streaming you forgot about, a gym you haven’t visited since January, an app you tried once and never cancelled. Tick what you’d actually get rid of, and watch a few small monthly amounts turn into a number worth investing.
What you’d free up
A month
A year
Invested for 20 years, that’s worth
The chart below shows what the same money is worth just saved, not invested.
The sweep, over time
“Cancel two or three of these and it’s a nicer takeaway on Friday. Invest the same money for 20 years and it’s a deposit on somewhere to live.”
| Year | Invested | Saved but not invested |
|---|---|---|
| 0 | £0 | £0 |
| 1 | £0 | £0 |
| 2 | £0 | £0 |
| 3 | £0 | £0 |
| 4 | £0 | £0 |
| 5 | £0 | £0 |
| 6 | £0 | £0 |
| 7 | £0 | £0 |
| 8 | £0 | £0 |
| 9 | £0 | £0 |
| 10 | £0 | £0 |
| 11 | £0 | £0 |
| 12 | £0 | £0 |
| 13 | £0 | £0 |
| 14 | £0 | £0 |
| 15 | £0 | £0 |
| 16 | £0 | £0 |
| 17 | £0 | £0 |
| 18 | £0 | £0 |
| 19 | £0 | £0 |
| 20 | £0 | £0 |
How this works
Prices are typical UK subscription costs as of July 2026. Edit any row to match what you actually pay. The invested line assumes 7% growth a year, compounded monthly, with your monthly total added at the end of each month; the saved-but-not-invested line assumes the same cash is set aside and earns nothing. Real returns vary and are not guaranteed - this is an illustration of what cancelling and investing adds up to, not a promise. This is not financial advice. These are ideas to make you a little bit richer.
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