Three things each weekto make you richer.
Three smart money moves in your inbox every Friday.
No jargon. Just stuff that actually moves the needle.
As featured on BBC · Times Radio · Channel 5 · The Jeremy Vine Show
Inside every issue
The Big Three.
Three moves to make you richer, in one email every Friday.
The Quick Win
Do it before next Friday.
e.g. Swap a 0.05% savings account for a 4.5% one. Ten minutes.
The Long Game
Months and years, not weeks.
e.g. Cash ISA vs Stocks & Shares ISA. Properly explained.
The Big Picture
The why behind the what.
e.g. Why reading the news makes you a worse investor.

Rick Kelsey
Meet Rick
Hi, I'm Rick.
I've been writing about money for years. You might have caught me on BBC Breakfast, Times Radio or Channel 5.
Money's always been close to home. I grew up in a house where it came and went in big swings. Taught me to pay attention early.
One thing I've come to notice: most money advice is written for people who already get it, or for people counting pennies on a meal deal. There's a big gap in between.
That's why I created The Big Three. It lands every Friday, and I'd love for you to join.
Who it's for
Sound familiar?
You, probably
- Got a bit spare and nothing clever to do with it.
- Been meaning to sort this out for ages.
- Curious how it all actually works.
- Want to make smarter calls, starting small.
Not you
- Finance pros who already know this.
- Anyone hunting for hot stock tips.
- Chronic passive-income chasers.
- People waiting to “have enough” before they start.
